Resources

In order to achieve lifelong financial security, you need to plan for the future. How else will you know if you will have enough retirement savings or be able to afford that holiday? In other words, how do you achieve the level of wealth needed to maintain your lifestyle both now and in retirement? Here are some resources that you may find useful.

Retirement Income Simulator

What's your retirement worth?

New Zealanders are living longer, which is great as long as the money lasts. Unfortunately, there's a possibility it won't.

See how a little more in your account today could make a big difference to your tomorrow.

Start making tomorrow, today.

Use this Retirement Income Simulator if you are a Mercer KiwiSaver scheme member and if you are Mercer Super Trust member use this this Retirement Income Simulator.

Fund Selector Tool

Not sure where to invest?

Use our Fund Selector Tool to help you better understand how your approach to risk translates to the investment options available to you.

Use the tool here.

Financial Advice

If you'd like to find out more about making your Mercer KiwiSaver scheme work for you, get in touch with one of our financial advisers. Our financial advisers can offer you free advice regarding your Mercer KiwiSaver scheme investment. Simply email NZadvice@mercer.com or call 0508 637 237.

You can also fill out this online form for a no obligation call back from Mercer’s Financial Advice team here.

The Table

The Table, proudly empowered by Mercer, has been designed so we can come together and talk — unashamedly and uncensored — about all things money. How it works, how it grows and how we, collectively, can understand it better.

Because we believe that given the right access to tools and information, women can gain the knowledge they need to unlock their financial freedom.

Acronyms explained, complex terms unpacked, and financial jargon un-jargoned.

If you're a Kiwi woman, at any stage of your life, with any amount of money, this platform is for you.

Visit The Table at https://seatatthetable.co.nz/

Sorted.org.nz

Sorted is a free service powered by Te Ara Ahunga Ora (Retirement Commission) the government-funded, independent agency dedicated to helping New Zealanders get ahead financially.

Visit Sorted.org.nz

Financial Markets Authority (FMA)

If you want to buy a mortgage or insurance, or plan for your long-term future, you may benefit from speaking to a financial adviser not just about your account with Mercer, but more broadly about your personal financial situation.

On FMA’s website, they’ll help you understand when to get advice, the types of advisers available and how to find one. They’ll also explain the level of service to expect from your adviser and the safeguards in place to protect you and your money.

Their website also contains information about investment scams, how to protect yourself from scammers, how to report a scam, examples of real life scam stories and a list of current scam warnings.

Visit FMA

Financial Services Council NZ

The Financial Services Council NZ (FSC) has created a guide for customers and those wanting to take a DIY approach to retirement planning. Successful retirement planning means being able to enjoy a reasonable lifestyle in retirement without outliving your savings. In this guide, you’ll find information to help you make key retirement planning considerations and includes information about “rules of thumb” developed by the New Zealand Society of Actuaries to help you determine what level of sustainable after-tax spending your retirement savings might support.

View the FSC Retirement Planning Guide